Tag Archive
Keep Your Clunker On The Road
NEW YORK: Many car models did not make the gas mileage cutoff qualification for Cash for Clunkers. If yours didn’t make the grade, and you are looking to save money on overall car expenses, here are some steps you can take.1. Check your vitalsFirst of all, maintain things that could cause your old car to… »
Get Your Foreclosure Now
NEW YORK: You’ve heard of speed dating? It’s got nothin’ on foreclosure buying these days. In many places, anyone who wants to buy a foreclosure better act fast, or they’re going to come away with bupkus.REOs, the industry term for homes repossessed by lenders and put back on the market, are often selling in a… »
Lower Your Bank Fees
NEW YORK: Fees are big money makers for banks, savings and loans, and credit unions. But that doesn’t mean you have to pad their bottom line. Here’s you can fight back against those fees. 1. Know what type of loan you’re getting intoWe’ve told you to stay away from payday loans at all costs…. »
Your 401k Getting Back What You Lost
NEW YORK: Leave no nest egg unscathed. That seemed to be the mission statement of the market meltdown that began in 2008.On March 9 of this year, stocks hit a bottom, with both the S&P and the Dow closing at 12-year lows. The market has since had better days, but halfway through the year, the… »
Keeping Your Senior Staffers
(Fortune Magazine) — With layoffs rampant, holding on to workers ought to be the least of a company’s worries — unless those employees are scientists and engineers. According to the National Science Foundation, nearly 40% of these skilled workers in the U.S. are more than 50 years old, and the pipeline of talent to replace… »
Protect Your Finances From A Credit Card Backlash
NEW YORK (Money) — There’s plenty to like about the credit card reforms President Obama signed into law this May. For example, starting in February, your card company won’t be able to raise the interest rate on an existing balance. Payments will be applied first to the portion of your balance with the highest rate…. »
Lower Your Student Loan Costs
NEW YORK: Today the government will begin offering a repayment plan that lets graduates reduce their monthly student loan payments based on their income. It’s called the income based repayment plan and it’s available to borrowers who took out federal loans or used a federal consolidation loan to combine their debt. 1. Advantages … »
Protect Your Home With A Burglar Alarm System
(Money Magazine) — The combination of a deep recession and widespread law-enforcement funding cuts will most likely spell a banner summer for burglars. If your house makes a good target – it’s upscale, off the beaten path, and in or near a city – an alarm system is your best defense, according to Temple University… »
Investing Your Retirement Savings In The Real Estate Market
NEW YORK (Money) — Question: I’m 52 years old and think I might get laid off soon. If I do, I’m thinking of rolling over the 250,000 in my 401(k) into a self-directed IRA that I would invest in real estate and try to make money in foreclosures, rental properties, etc. Do you think this… »
Help Your Kids With Student Loan Payments
(Money Magazine) — The average college grad comes out owing 22,500, per FinAid.org – a scary sum in good economic times. Now unemployment for BA holders is at its highest since the Labor Department started keeping track in 1992, making that debt burden even more onerous. If your kid is crushed by the bills, offer… »